01814cam a2200301 4500 133562744 TxAuBib 20090226120000.0 080706s2009||||||||||||||||||||||||eng|u 2008933150 9781592578474 $16.95 1592578470 $16.95 (OCoLC)233548046 BTCTA BTCTA BAKER YDXCP JED ZGX BKL ILC TxAuBib Clark, Ken. The complete idiot's guide to getting out of debt / by Ken Clark. Complete idiot's guide. Getting out of debt. New York : Alpha Books, 2009. xxii, 330 p. : ill. ; 24 cm. Where debt comes from -- Long-term debt -- Short-term debt -- The math of debt -- Denial, acceptance, and action -- Sticking to your plan -- Controlling your cash flow -- How to make a budget -- Spending plans: the key to beating debt -- Expect the unexpected -- Getting your debt organized -- Creating a payment strategy -- Credit card strategies -- Mortgage strategies -- Student loan strategies -- Strategies for other types of debt -- Strategies that can backfire -- Bankruptcy -- Getting your creditors off your back -- Salvaging your credit score -- Guarding against identity theft -- Avoiding scams and rip-offs -- You and debt: is it really over? -- Tools and tips for staying out of debt -- Passing along good money skills. Offers solid strategies to help you get out of your money pit, with expert advice, clear strategies, and up-to-date information. 20090228. B&T 2009/02 $16.95. Consumer credit. Finance, Personal Handbooks, manuals, etc. Budgets, Personal.